Modes of Payment

Shop online today with our new payment option!
Exclusively for Maybank and Citibank credit card holders, enjoy better flexibility and convenience today by opting to pay for your purchase over a 12/24 months period.

* Minimum purchase of RM1000 required for 12 months EPP.
**Minimum purchase of RM3000 required for 24 months EPP. Not applicable for Apple products.

Easy Payment Plans (EPP)

What is Easy Payment Plan (EPP)?

Harvey Norman EPP is a repayment scheme that allows you to use your credit payment card to make a transaction and then repay the amount in instalments over the course of 12/24 months with 0% interest fee.

How do I apply for EPP?

  • Add your product(s) to the shopping cart and proceed to checkout. To opt for an interest-free instalment payment plan (IPP), the minimum spend limit of RM1000 in a single order, AND the maximum spend limit of RM20,000 in a single order.
  • Select PayDollar and your preferred EPP bank (Maybank or Citibank) payment method.      
  • Proceed to make payment and select your preferred credit card type.
  • Enter your credit card details.
  • Select your preferred instalment payment plan.
  • Complete the payment.
  • The full amount of your purchase will be reflected in your order confirmation email. (Please note that your monthly payment will be reflected in your next monthly credit card statement)

What credit cards can be used for EPP?

EPP for Harvey Norman online is applicable for Maybank and Citibank credit cards (Visa & Mastercard) only.

Is there a minimum purchase required?

Yes, minimum purchase of RM1000 (for 12 months EPP) and RM3000 (for 24 months EPP) is required - either a single product or a combination of products which add up to RM1000 or more. Please take note that 24 months EPP is not applicable for Apple products.

What are the tenure options available?

You can opt to make payment over a period of 12/24-months.

Are there any other additional fees?

No, there are no other processing or additional fees. You only have to pay the total transaction value.

Can I change payment mode after placing my order with EPP?

Once you have submitted your order, you will not be able to choose another payment method.

Is there a waiting period before my EPP transaction is approved?

Once the payment has been approved by your credit card issuer, the transaction will be processed immediately.

Are debit cards eligible for EPP?

No, EPP is only applicable for credit cards.

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